How to Manage Fleet Safety Effectively & Avoid Accidents – What to Know

Accidents can happen anytime. Most of which are as a result of negligence that could have easily been avoided. Fleet accidents are expensive, leading to loss of productivity and affecting a business’s bottom line negatively.  Accidents on the road are ranked as the most common causes of workplace injuries and fatalities. As a fleet manager, it is your duty to ensure the safety of your drivers and vehicles—you must take a proactive approach to...

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What to Do If You’re a Victim of a Hit & Run – Our Guide

In the UK alone, about 17,000 cases of hit and run accidents are reported to the authorities every year. In the unfortunate event that you fall victim to one of these incidents, it’s important that you proceed carefully to ensure that your own interests and safety are preserved. In this article, we’ll discuss what the proper response should be in such times. We’ll guide you through each step so that in case you find yourself involved in a hit...

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How to Successfully Make a Personal Injury Claim – 4 Mistakes to Avoid

So, you've just had an accident and want to make a personal injury claim. While you might be tempted to head to a lawyer, tell your story, and have your claim carried out, there are so many things that can go wrong. Many of these claims fall short of their goal just because the individuals forget to do a thing or two. Here are the mistakes you should avoid when you make a personal injury claim:  1. Forgetting to Store Evidence The first thing...

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Our Guide to Getting Your Auto Accident Repairs Approved – What to Know

A car accident can be one of the most traumatic, time-consuming, and most taxing experiences that any UK driver can go through—especially when it comes to taking all the right actions after the collision itself. Managing the aftermath of any vehicle accident can prove to be difficult because of the possible outcomes and decisions involved. Choices, such as “to sue or not” and “when to file a claim” riddle the entire post-collision process.  One...

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Your Common Car Insurance Excess Questions, Answered – Our Guide

Car insurance excess: you may have probably heard of this term through a news report or online forums due to various stories of traffic accidents and unforeseen circumstances. While the term may be thrown around quite frequently, most people are still unfamiliar with how car insurance excess works exactly and what they can do with it.  To better understand what goes on with car insurance excess, let’s go over every question that you might...

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Why You Need an Independent Vehicle Assessment Before Buying a Used Car – Guide

No matter what you are purchasing, there is one unwritten rule that you have to follow: inspect what you buy before you pay. Regardless of whether it’s a house, dog, piece of land, or vintage collectable, it will always be a smart decision to have an independent assessment performed for anything that you’re spending a significant amount of money on. This is especially true when you are buying a used vehicle.  Aside from buying a house,...

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The Importance of Having Accident Cover Before Buying a Car – What to Know

Purchasing a new car is one matter, and getting auto insurance is another. This is because obtaining insurance is often a vital factor when it comes to buying a car.  The question is: do you need to have insurance before buying a car? We’ll answer this critical question in the following sections. Keep on reading to find out more. Auto insurance in a nutshell Insurance is an agreement between you and the insurance provider where they will...

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5 Benefits of Having Car Breakdown Cover – What to Know

Checking the vehicle before going on a trip may lessen the probability of malfunction. However, it does not guarantee that a mechanical breakdown won't occur. When that happens, it's comforting to have coverage that can assist you in the repair shop or give you a ride to your destination. Car breakdown coverages may be included in your vehicle insurance, but it offers limited coverage. Therefore, it's better to get a separate policy and expand...

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Working With Insurer Recommended Auto Repair Companies – What to Know

Getting into a car accident is one of the scariest experiences that anyone can ever go through. While the collision can be as frightening as can be, everything that comes after is almost always a whole lot more stressful than the accident itself—especially when it comes to getting your car fixed.  Once the adrenaline subsides and everything blows over, you’re now left with a damaged vehicle and a need to file for an insurance claim. From...

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8 Ways to Protect Yourself After an Accident – What to Know

Accidents can occur without any warning signs, even if you drive safely. With more vehicles travelling on the road, it is vital that you remain alert and reactive when driving, especially during traffic. Drivers who change lanes during rush hour traffic can increase the possibility of accidents. Because of this, you must know how to deal with these mishaps to avoid further harm.  Here are eight ways to secure yourself after an accident. 1....

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How to Carry Out an Uber Accident Claim Successfully – Our Guide

Uber, and many services such as this, has changed the way people travel in recent years. Rather than driving their car or bike, or heading to public transportation, Uber has allowed many to wait in front of their homes and call up a ride.  Of course, this has made many people's life convenient and provided many Uber drivers with a source of income. However, as a passenger, what happens if your Uber ride gets into an accident? Other than getting...

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6 Factors to Consider When Choosing a Breakdown Cover – Guide

For people who drive regularly, they require a breakdown cover for their vehicle. Not only will a breakdown policy give them roadside assistance and vehicular recovery, but it will also provide them with peace of mind.  A breakdown cover is an insurance policy that provides 1) roadside assistance if your vehicle breaks down on the road, and 2) vehicle recovery where your vehicle can be towed to. This insurance policy covers and includes onward...

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Our Guide to Public Transport Accident Claims – Accident Injury Claims

Public transportation companies must take good care of their passengers. They ought to ensure the utmost safety of commuters who pay for their services. On the other hand, commuters should also know their rights when using public transportation. In fact, you can file for a public transport accident claim if you’ve been injured on public transport. This also applies to all modes of public transport, such as buses, trains, or ferries. In the...

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What Is Your Ability to Claim in a Road Traffic Collision Accident? – Insurance Claims

When it comes to driving in the United Kingdom (or anywhere around the world in particular), the chances of being involved in a road traffic accident are close to inevitable.  For the U.K., however, road traffic accidents have become so commonplace to the point where reports state that every Londoner is bound to experience at least four incidents over a lifetime. Alternatively known as “road traffic collisions,” Road traffic accidents account...

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8 Tips to Help You Avoid Car Accidents – What to Know

Driving schools always emphasize on responsible driving because accidents can happen anytime. Because of this, you must do your part to keep the roads safe by avoiding these common causes of car mishaps.  Below are several steps to help you avoid accidents on the road. Focus on the road Distracted driving is one of the leading causes of car accidents, and its frequency increases every year. Keeping your eyes on the road is a way to avoid...

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Our Guide on Accident Claim Management Services & its Benefits

If you've ever experienced an accident that isn't your fault and become injured as a result of it, you know how tougher your life has become. For example, if the accident has left you on crutches or with a broken arm, you're going to suffer for a long time, if not permanently. With that said, did you know that you can be compensated for the injury? Fortunately for you, some companies out there exist to help people like you claim compensations...

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How Much Compensation Can I Claim for a Road Accident?

In recent years, many car manufacturers and government campaigns focus on educating drivers to promote road safety. Unfortunately, road accidents still happen regularly in spite of their efforts.  If you’re a victim of a road traffic accident and suffered an injury due to the fault of another driver, you have the right to claim for compensation. This includes your medical expenses, lost income, and any other future costs that directly relate to...

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5 Traits of a Reliable Fleet Accident Management Company

Although having in-house fleet management is possible, it comes with so many responsibilities that companies are better off letting someone else do it for them. What happens if one of your vehicles gets into an accident? Do you have time and resources to help resolve such an issue? With these questions in mind, you must find the right provider to work with you in the case of an emergency.  Here are five things you should look for when hiring a...

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How to Improve Your Accident Management Strategies

In some industries, it’s crucial to have mobile manpower out in the field. Employees may have to use company vehicles to drive to and from multiple working sites. Whether they are out to deliver goods, provide services, or carry out another task, the safety and welfare of mobile employees may be put at risk. Given the nature of this job, it’s paramount that the company has an accident management strategy in place. Not only will this strategy...

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Everything You Need to Know About Excess Insurance Policies

When applying for any type of insurance policy, the premium price of your insurance is typically accompanied by an ‘excess’ cost. Insurance providers use excess charges as a way to deter people from making claims for minor repairs. For instance, relying on car insurance for every small bump in the road can increase the cost of car insurance for everybody. This is to prevent people from thinking that having insurance will guarantee you financial...

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RTR UK Limited is an appointed representative of Your Company Matters Limited, which is authorised by the Financial Conduct Authority (FCA), Ref 591949. RTR UK Limited is registered in England and Wales, Company No 05174365, Registered Address: The Church, Housley Park, Chapeltown, Sheffield, S35 2UE