Understanding Car Excess Insurance and Its Benefits

There is a reason car insurance is required in the UK and many parts of the globe. Should accidents happen, it offers a level of financial protection to those involved. Insurance policies allow claims on car accidents to be made, allowing you to manage the vehicle repairs, hospital payments, and so on without blowing up the bank.  That said, navigating insurance can get complicated. For the uninitiated, understanding all the terms and...

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Got Into a Car Accident? Hire an Accident Management Company

Doing your best to observe the road laws doesn’t always pay off if other motorists don’t do their part in driving correctly. This results in dangerous car collision accidents, which can put your car and life at risk. It’s easy to point fingers on who’s at fault during a car collision accident. This is a dangerous case if you’re the victim in the scenario and you can’t defend your side. Thankfully, you can hire accident management companies to...

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4 Things You Should Never Do in a Car Crash

Nobody expects to figure in a car accident, but they are, unfortunately, exceedingly common. In fact, last 2019, the Department for Transport recorded 153,158 injuries and 1,752 deaths arising from road traffic accidents. To prove that point even further, a study by MoneySuperMarket states that at least 37% of drivers in the UK have been involved in a car accident at some point in the past five years.  Given that information, while everybody...

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What to Know About Excess Protection Insurance for Cars

Taking out a car insurance policy almost guarantees that you agree to an excess, an amount you must pay for a claim before an insurer shoulders the remaining cost. Your insurer might automatically apply the excess, or you could volunteer for it.  Some people get a voluntary excess to secure a more favourable premium. However, some situations could make it hard for you to meet the payable excess. An expensive car, for instance, would cost a lot...

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Uninsured Loss Recovery: What You Need to Know

Uninsured loss recovery is a concept that not many people are aware of. It generally pertains to the practice of recovering expenses after an accident, a process of which can be carried out by the driver, so long as they have proper legal knowledge and resources. Oftentimes, however, this is a feature offered by some insurance policies. This helps policyholders prevent unwarranted expenses, especially when a vehicular accident is not by their...

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Fleet Accident & Claim Management: Key Factors to Consider

Road accidents can strike anytime and anywhere to anyone. If your company has a whole fleet of vehicles used for regular transport and day-to-day operation, the chances of an accident are multiplied.  When your business fleet gets involved in a road disaster, whether it’s a sudden collision with another vehicle or an unexpected crash, fret not as there are ways to manage these inevitable circumstances. One such solution is to rely on an...

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Every UK Driver’s Guide to Smoother and Safer Travels

Among all the different roads in the world that anyone can ever drive on, one of the most dangerous ones that many motorists come across can be found in the United Kingdom.  With the highest accident rates (fatal and non-fatal) in all of Europe, the routes and roads here hold a particular distinction that urges motorists to be prepared at any time. It is because of this specific reality that both insurance and car companies have been encouraged...

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Handling Road Traffic Accidents in the UK—What You Need to Know

Thousands of car accidents take place in the UK every year. These situations involve collisions, driving under the influence, reckless driving, and those due to bad weather. If you’re lucky, the least you can get from it is a few bruises; but if you’re not, it could lead to something worse—like disfigurement or even death! Although getting into a road traffic accident is something you won’t ever expect and can definitely be jarring, a little...

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5 Factors to Consider When Choosing an Accident Management Service

Accidents can strike anytime and anywhere to anyone. In fact, most of these incidents happen on the road due to vehicle collision, which is the last thing you would want to happen as it’s overwhelming to deal with. From recording the incident to getting yourself medically treated and handling an insurance claim, you will have to deal with many tasks. The good thing is that there are accident management services that can assist you every step of...

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Car Hire Excess Vs. Car Excess Insurance: What’s the Difference?

Like most transactions, the act of renting a vehicle isn’t as simple as you might think. Car hire agreements come with their fair share of jargon that you may confuse with other similar terms. One-word differences are often the catalyst for damaging misunderstandings. If you come across car hire excess and car excess insurance, it’s crucial to establish the difference between the two.  What is Car Hire Excess? When renting a vehicle in the...

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Non-fault Accident: What to Know about Your Rights

There is nothing more inconvenient and disruptive than getting into a vehicle accident where you aren’t at fault. Yet, you still have to deal with the aftermath of the accident, from getting medically treated to having your vehicle replaced down to filing a claim to seek compensation from the party at fault. In this article, we will cover what you need to know about your rights should you get into a non-fault accident.  What to know about tort...

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The Importance of Working With an Accident Management Company

According to the UK government, there were almost 123,000 road accidents involving a personal injury that was reported in 2018. In line with this, about one-fourth of all road accidents involved someone driving for work, and more than £35b was estimated as the total cost of road accidents in the same year. If there’s one matter that these facts and figures imply, that’s the fact that vehicle accidents can strike anytime, anywhere, and to...

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4 Main Causes of Road Accidents in the UK and How to Prevent Them

Road traffic accidents cost a fortune, and worse, people’s lives. No one wants to be in an accident or to involve other people in the mishap, but sometimes it just happens when you least expect it.  In the UK, there is a four per cent increase in reported road deaths in 2019 with 1,870 road deaths. Although the UK has one of the safest roads in the world, unfortunate incidents still occur. As a driver or pedestrian, the least you can do is to...

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The Benefits of an Accident Management Company – What to Know

When you get into an accident on the road, it can be quite challenging to deal with a lot of things thereafter. You have to handle the road incident and commotion, your medical condition, vehicular repair, claim-filing, and a whole lot more. When confronted with this situation, it’s best to hire an accident management company.  In this article, we’ll explore what the accident management entails and how it works. Read below to learn more about...

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Insurance 101: What To Know After Getting Into a Car Accident

One of the most worrisome events that can happen in a person’s life is a car accident. Car accidents are among the top causes of bodily harm in the world, but for those who managed to make it through with no injuries, there is still quite an aftermath to manage. More often than not, a car is part of someone’s long term goals and aspirations. It is likely something they worked hard and saved money for, which is why any type of accident can be...

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2 Claims You Can File After a Non-Fault Car Accident

Driving on roads can always be risky, as accidents can happen anytime. No matter how carefully you drive, you may still encounter accidents due to the irresponsibility of others. With that said, you cannot fully guarantee your health, self-protection, and financial security on the road. That is why it is essential that you know your rights and familiarize yourself with non-fault car accident claims. Under the English “Tort Law,” a claimant who...

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The Common Causes Of Road Accidents & How to Avoid Them

Every day, a lot of people get into road accidents. Most of them are due to human error, such as people who drive under the influence of alcohol or drugs. Driving irresponsibly will not only put your life at risk but the lives of other people as well. As a driver, you need to be mindful of your surroundings and your abilities. If you think it’s unsafe to drive, don’t do it.  To help you make better decisions, here are the most common causes of...

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Is It Possible to Claim For Cash Loss After An Accident?

No matter what we do to stay safe, there really is no guarantee that we will not get into accidents. As morbid as it may sound, the world is really filled with uncertainties, and that includes not being able to predict our futures no matter what we do. While this can also be part of the fun or a safety mechanism installed in our lives, we have to live out lives just going about our day without holding back.  With accidents, we can experience...

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What Does a Vehicle Breakdown Recovery Service Do?

Having a breakdown coverage provides you with both protection and reassurance when you’re venturing the streets. If your vehicle breaks down on the road, or even fails to start, having insurance can help you in more ways than one.  A vehicle breakdown recovery service, for instance, can be beneficial in various ways. They help recover your vehicles during emergencies, especially in unfortunate incidents of roadside accidents. These accidents...

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All You Need to Know About Car Insurance Excess – Our Guide

For many British drivers, the concept of car insurance excess is quite familiar yet unclear at the same time because they end up knowing it through promos instead of full-on guides. When you ask any driver about what they know regarding this type of plan, they might tell you about the discounts that they saw. However, if you ask them about how it works, you’d probably end up with no response. If you’re one of these drivers who know what car...

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RTR UK Ltd is authorised by the Financial Conduct Authority (FCA), Ref 835347. This business is registered in England and Wales, Company No 05174365
Registered Address: The Church, Housley Park, Chapeltown, Sheffield, S35 2UE