Being in a road traffic accident can be traumatising. Aside from it can have a devastating impact on your finances, it can also cause potential mental distress, as well as minor to long-term or permanent injuries—even death—to those involved.
If you have been in a car accident that is not your fault, then you might be entitled to a car accident claim, which is the compensation you ought to receive for the loss you suffer due to the unfortunate incident. That can include personal injuries, hospital expenses, damages to your vehicle and personal belongings, and more. Here’s our guide to the process of claiming non-fault car accident compensation:
1. Seek medical attention as soon as possible
After being in a car accident, the first thing you need to do is to ensure everyone’s safety and seek medical attention immediately. If there are no available emergency services at the roadside, you may consider going to the hospital to have your injuries assessed and treated. Don’t forget to get a copy of your hospital records because these can be used as evidence.
2. Acquire important information of everyone concerned
If you can do so, make sure to get essential details of everyone concerned. These include the driver’s name, address, driving license number, and contact information, the details of any witnesses, and the makes, models, colours, and number plates of all vehicles involved in the accident.
3. Take notes and photos as documentary evidence
Record and collate information that documents the exact details of everything that has transpired during the accident as evidence. Take photos of the scene, the damages to your vehicle and personal belongings, and the injuries you sustained. Be sure to keep copies of your financial transaction records directly caused by the accident, such as hospital fees, medications, therapies, and treatments. Also, you may keep a diary, take notes of all information that may help support your claim, and place dates. Keep all of these documents in a safe place.
4. Notify your insurance company regarding the accident
Once everyone’s safety is ensured, inform your insurance company about the accident as soon as you can. Discuss details and share evidence with them that will help your claim and ask them if they need any other information or documentation from you.
5. Have your vehicle examined
Whether or not there is noticeable damage, as long as you get into an accident, you have to get your car checked by experts to ensure that your vehicle is safe to use on the road. You may reach out to an independent garage or approved accident repair specialists for assistance. Make sure to keep a copy of their report.
One road traffic accident can cause major changes in your life. It can affect your physical, mental, emotional, psychological, and financial state. It can be devastating and overwhelming, most especially if you have suffered because of another driver’s carelessness. To help you recover, seek accident management services. These can help you get back on the road in no time.
We are a car accident management company, and we represent non-fault parties who have been involved in road traffic accidents. Contact us to see how we can help you!