Getting in a road accident is one thing you would want to avoid while driving. Being in an accident where the other party is at fault can be such a headache. It can be all the more crucial if you learn that the other party doesn’t have insurance. What’s worse is when the uninsured driver leaves immediately before you can even get all the necessary information. In situations like these, how do you proceed?
The best thing to do is to contact the Motor Insurers’ Bureau (MIB) established to compensate the victims of uninsured and untraced drivers. But before you do so, there are a few things you can do at the time of the incident. Here are some tips on what to do after a road accident with an uninsured driver.
1. Obtain pertinent details immediately
Right after the accident, you have to make sure that you get the necessary details of the driver. First off, ask for the name and address of the other party. Second, make a note (or take a photo) of the registration number and model of their vehicle. Finally, get the insurance information. Now, if he or she is insured through an employer, get the employer’s details as well.
2. Contact the police
Now, what is the driver refuses to provide details? Get in touch with the police as soon as possible and file a formal complaint. Know that it is your right to do obtain the information, and refusal to provide insurance details after a road accident is deemed a criminal offence.
3. Get vehicle registration and witness
If a situation when the other vehicle didn’t stop at all (hit and run), try your best to obtain the vehicle registration. If possible, make sure to take a photo of the vehicle. Now, if there are witnesses around during the accident, you may want to get their contact details. These witnesses may help you during the investigation.
4. Get a lawyer right away
Soon after the accident, it’s imperative to contact your insurer. Along with this is having a specialist law firm to guide you through the entire process—from damage repairs to medical treatment down to cost recovery or compensation. He or she will also be able to help you know your rights and how to make a claim.
Fortunately, there is a way to recover costs for your car repairs and medical treatment after having a road accident with an uninsured driver. Also, there are a few things you can do at the time of the incident to make it easier to deal with your claim.
Make sure to follow the steps based on the circumstances mentioned above for your guide and reference. Knowing what to do in the aftermath of the road accident and how to proceed after can make all the difference in fighting for your rights and making your claims.
We are an award-winning accident management company in the UK that represents non-fault parties who have been involved in road traffic accidents. If you need help and assistance, get in touch with us today! We’re happy to help.