Hazards lurk everywhere when you’re out on the road, so no matter how careful you are as a driver, many can still run into unexpected accidents. Vehicle crashes are traumatic enough as it is, but how do you manage when the other driver in question flees the scene?
What is Hit-and-Run?
A hit-and-run refers to a vehicle accident wherein someone hits your car and doesn’t stop to leave their details to cover the cost of repairing any damages they’ve caused. A hit-and-run can manifest in many forms.
However, no matter the situation, a driver that hits a pedestrian, property, moving or parked car, and drives away due to fear of legal consequences or financial obligation is considered a hit-and-run according to Section 84 of the Road Traffic Act (RTA).
What to Do After a Hit-and-Run
Vehicle accident scenes typically involve both parties sharing their details to determine the person at fault in preparation for their insurance policies. However, many victims need time to process the scene as collisions can be disorienting, which allows the culprit to run away.
When this happens, it’s best to take the following actions:
Step #1: Don’t Chase the Fleeing Driver
Car accidents can be disorienting, never attempt to chase the fleeing driver. This is because leaving the scene of the accident will only put you in a compromising position as you run the risk of losing eyewitness accounts. This will make it harder for the police to determine which party is really at fault.
Step #2: Call the Police Once You Safely Pulled Over
After parking at a safe spot in the area of the accident, the next best course of action is to contact the police even if you don’t have any proper details such as the license plate number or description of the vehicle that hit you.
A police report can work wonders for your insurance as it can increase your chances of speeding up the claims process and getting approval from your insurer.
Step #3: Gather as Much Evidence as You Can
All vehicle accidents require you to gather as much evidence as you can for your insurance. This includes high-quality photos of the damages from your vehicle in all necessary angles, along with the area where the culprit hit you.
You also need to take note of the happenings before, during, and after the incident. After that, you need to dig through your memory and provide the information of the other driver such as the following:
- License plate number
- The other vehicle’s make, model, and color
- Description of damage to the other vehicle
- Which direction the other vehicle was headed
- Location, time, and cause of the accident
Seeing as it is a hit-and-run, it’s highly possible to not have the time to gather the necessary details of the culprit’s vehicle details. Nevertheless, you still need to submit the report containing all the photos and notes you have on the situation.
A hit-and-run can be a frustrating ordeal, but knowing what to do in situations like these will help you simplify the process when contacting your insurance provider as it can increase your chances of obtaining the full benefits of their coverage.
With that in mind, an accident management company can make it easier for victims to manage the aftermath of the accident, especially in a hit-and-run scenario. If you are looking for a reliable accident management company in the UK to cover your needs, get in touch with us today to see how we can help!