Unfortunately, you cannot always control whether you are the victim of a car accident. Accidents can always be just around the corner, and it is important and comforting to have the peace of mind that you will be covered when they do. If you have been involved in an accident that was not your fault, you are entitled to claim for free vehicle recovery, at the expense of the party responsible for the accident.
If you have been the innocent party in a road traffic collision, and subsequently make a non-fault claim, unfortunately, you will still likely be out of pocket. Your insurance company will probably make you pay the excess on your policy before your vehicle can be repaired and you will likely have to pay this fee up-front. Not only this, but your insurer will then almost certainly bump up your next insurance premium.
However, this is no longer the only way. As a non-fault party of an accident, you can now claim for a free vehicle recovery operator, which involves having your damaged vehicle collected and replaced with a like-for-like hire car. You will be provided with everything you would normally receive from your normal insurance policy, but you won’t have that nasty excess or the stress of arranging a replacement car.
Your insurer will be notified about the accident, but only on an information, need-to-know basis. This means the insurance company will record the accident, but will not take any action such as charging an excess or increasing your premium. What’s even better is that all costs for the vehicle recovery will come out of the pocket of the third party.
Who should I choose to help with my claim?
Road to Recovery is an accident management company dedicated to easing the burden when an accident is not your fault. Not only can we organise the aforementioned vehicle recovery service for a non-fault accident, but we can also offer you a like-for-like hire car, and independent vehicle damage assessment, completely free of charge. This will ensure you have no unwanted excess to pay, and we do all of this without going through your car insurance company.
When you call us immediately after a road-traffic accident and your car is not safe to drive, Our first priority will be to get you and your vehicle to safety, before taking you and your passengers to a convenient place and moving your vehicle to a secure storage yard. We also have a 24/7 support line, so you’re covered no matter the time or day.
Accident management companies offer a better alternative to the slow and costly cogs that turn within car insurance companies, but only if you get the right one. Road to Recovery is an award-winning UK accident management specialist, and should be your first call when involved in an accident that was not your fault.
For immediate Roadside Assistance call our 24/7 Claims Line 0300 303 3833
You can make a claim without involving your own insurance with:
Road to Recovery
The Church, Housley Park